®netCash®INSCX® TORS-IGS + netCash®
A blueprint for modern institutional settlement
Instant T+0 Clearing. Absolute Compliance. Complete Sovereignty.
The INSCX® TORS-IGS architecture, built on the foundational Tolley/netCash system, serves as the definitive real-time (T+0) clearing infrastructure for physical trade in polymers, base oils, validated nanomaterials, and specialty materials.
Beyond clearing our internal exchange trade, this database architecture is available under license to institutions and commercial banking groups. The framework provides a basis to deploy a shared clearinghouse mechanism, allowing participating institutions to individually or collectively manage their own clearing infrastructure to optimize capital velocity.
The dual-layer approach
Powered by netCash®, a UK-vetted and proven 1:1 fiat-backed digital-currency system, the platform provides utility-cost, instant interbank clearing-house mechanics.
Grants individual member banks the right to deploy and own a proprietary clearing-house system, alongside a separate, customised consumer-facing retail application for each bank's own clients.
What a license from INSCX® offers institutions
Global Freedom to Operate (FTO)
Uniquely backed by foundational prior art (1999–2006, UK, Europe, USA, WIPO) and proven reduction to practice.
Regulatory Track Record
Built on an electronic cash standard that previously operated under UK FSA approval (2001–2011).
Ultra-Low Cost Overhead
Institutional transaction fees are capped at 0.0001%, reducing systemic clearing friction.
Enterprise-Grade Performance
Powered by a trademarked, non-blockchain SQL architecture that eliminates distributed ledger lag.
Hardened Security Posture
A non-API, non-Web3 framework that removes the attack surfaces inherent in decentralized protocols.
Instant T+0 Counterparty Resolution
Deploys Instant Gross Settlement (IGS) to erase settlement delays.
Direct Asset Security
Retains structural stability by anchoring all digital asset variants directly to a 1:1 fiat-backed architecture.
Sovereign System Licensing
Allows consortia of banks to retain full equity ownership of their clearing utility and the systems powering it.
Architectural overview
INSCX® TORS-IGS Platform
FTO Protected / FSA Proven
Trademarked SQL Database Infrastructure
Non-Blockchain · Non-API · Non-Web3
Bank-Owned Consortium
Joint Clearing House — 0.0001% clearing
Individual Member Banks
Sovereign Retail Tier — consumer versions
Considerations
| Feature | Legacy / Web3 initiatives | INSCX® netCash® architecture |
|---|---|---|
| Settlement Horizon | T+1 constraints or slow ledger times | True T+0 immediate SQL resolution |
| Security Footprint | API vulnerabilities and Web3 exploit vectors | Zero-API, hardened structural isolation |
| Institutional Fees | Complex, multi-tiered schedules | Capped at 0.0001% throughput |
| Consortium Structure | Owned by third-party legacy vendors | Owned by member banks via system licensing |
| Regulatory Validation | Evolving compliance landscapes | Rooted in FSA-vetted (2001–2011) architecture |
| Asset Security | Synthetic or complex tokenization | Direct 1:1 fiat-backed electronic cash |
Schedule a technical architecture review
Align your banking group or exchange with a baseline infrastructure of proven operational lineage as an option for 1:1 fiat-backed digital clearing. We welcome an open-source, collaborative approach with institutional partners to scale this framework, driving the velocity of capital forward in the digital age. Contact our team for an informal discussion to review the integration and efficiency options this database-driven system holds for your business.
Access is restricted to accredited members of the INSCX® exchange. Not an INSCX SRO member? Choose a membership.